Journal
Bitcoin Super blog
Bitcoin in an SMSF, the opportunity, the structure, the risks. Educational only. Not advice.
From the archive
Each story has its own painted night scene, the same art opens the post and marks it here.
2026-11-05Your Super Is Not a Slush FundAustralians are compelled to save for retirement. When performance-test rules are reshaped to ease capital into housing and renewables, ask who carries the risk for decades. Educational only.
2026-11-05When Inflation Runs Hot, Retirement Math ChangesABS CPI was 4.3% in the year to September 2026, well above the RBA’s 2 to 3% target band. Over 10, 20 or 30 years that gap decides whether your super buys a life or just keeps the lights on. Educational only.
2026-11-05 · first published 2024-12-09From TFNs to FreedomIn Australia, superannuation is one of life’s constants. It begins the moment you get your first job, sign a tax file number (TFN) declaration, and start earning wages. Super contributions quietly start trickling into a fund, one you likely
2026-11-05 · first published 2024-12-09Comparing Superannuation FeesManaged super funds bundle fees into complex structures. An SMSF with a Bitcoin focus can be simpler and more transparent, especially when you compare admin costs against long-term growth. Educational only; past performance is not a forecast.
2026-11-05 · first published 2024-12-09Are Mega Super Funds’ Returns Set to Fall?Australia’s superannuation system has achieved remarkable success, growing retirement savings from about $150 billion in 1992 to about $4.8 trillion as at June 2026 (APRA). Yet, as mega funds dominate the landscape, challenges to maintaining high performance are bec
2026-11-05 · first published 2024-12-09Bitcoin, Redefining Retirement PlanningWhen planning for retirement, Australians are increasingly looking for innovative ways to grow and secure their wealth. With Bitcoin’s unparalleled growth potential and the control offered by self-managed superannuation funds (SMSFs), it’s
2026-11-05 · first published 2024-12-09Your super can hold bitcoinMost Australians never hear that an SMSF can hold bitcoin in the fund’s name. Here’s why that possibility matters, and what it actually takes.
2026-11-05 · first published 2024-10-14Finding Lost Super - Stack More BitcoinAs at 30 June 2026, Australians had just over $21.2 billion in lost and unclaimed superannuation across about 7.5 million accounts, according to the Australian Taxation Office (ATO).
2026-11-05 · first published 2024-10-14Securing Financial Freedom with Bitcoin and SMSFsPlanning for retirement is more than just accumulating wealth; it’s about preparing for a phase of life that could span decades, marked by changing needs and aspirations. As retirement approaches, many envision spending time with family, tr
2026-11-05 · first published 2024-10-14The Future of Retirement for Younger AustraliansRetirement, once seen as a predictable and stable phase of life, is becoming increasingly uncertain for younger Australians. With rising pension ages, evolving financial realities, and shifting societal norms, the traditional concept of ret
2026-11-05 · first published 2024-10-14One asset. One thesis. Eyes open.Some SMSFs end up with bitcoin as the main holding. Here’s the upside people talk about, and the concentration risk you can’t wish away.
2026-11-05 · first published 2024-10-14Closing the Superannuation Gender GapThe superannuation system in Australia has long disadvantaged women. Industry analyses still find women retire with roughly 23 to 25% less super than men on average, driven by pay gaps, career breaks, and caregiving.
2026-11-05 · first published 2024-10-14I asked my super fund about bitcoin. That answer built this site.Andy’s personal path from a dismissive super reply to an SMSF that can hold bitcoin, opportunity, hard work, and no performance theatre.
2026-11-05 · first published 2024-10-14Collaborative SecurityFor many new Bitcoin users, securing digital assets can seem overwhelming, especially when faced with the complexities of wallet management. One of the most effective ways to enhance the security of your Bitcoin holdings is through multisig
2026-11-05 · first published 2024-10-14Understanding Bitcoin AddressesThe world of Bitcoin can seem daunting at first, especially when it comes to understanding Bitcoin addresses. But don’t let that intimidate you getting a basic grasp of Bitcoin addresses is crucial for anyone looking to take self-custody of
2026-11-05 · first published 2024-10-14What is Superannuation?Superannuation (or ‘super’) is a fundamental aspect of financial planning, particularly when preparing for retirement. Understanding how super works, how to grow your savings, and the investment options available can significantly impact yo
2026-11-05 · first published 2024-10-14What is Money?Money has always played a pivotal role in human history, evolving dramatically over time. As a medium of exchange, it allows individuals to store and transfer value in a convenient and efficient way, shaping the economic and social structur