In Australia, superannuation is one of life’s constants. It begins the moment you get your first job, sign a tax file number (TFN) declaration, and start earning wages. Super contributions quietly start trickling into a fund—one you likely didn’t choose or think much about. For many, that’s where the thought process ends, often for decades.

But as life progresses, and you move from the carefree days of your 20s to your 30s and 40s, superannuation starts to loom larger. You begin to wonder: Will this money really last me through retirement? Will it be enough for 25 years—or more—after I stop working?

Australia’s superannuation system has achieved remarkable success, growing retirement savings from $150 billion in 1992 to over $4 trillion today. Yet, as mega funds dominate the landscape, challenges to maintaining high performance are becoming increasingly apparent.

Australia’s superannuation system has achieved remarkable success, growing retirement savings from $150 billion in 1992 to over $4 trillion today. Yet, as mega funds dominate the landscape, challenges to maintaining high performance are becoming increasingly apparent. When viewed through the lens of a Self-Managed Super Fund (SMSF) with a 100% allocation to Bitcoin, the limitations of traditional managed super funds become even more striking.

When planning for retirement, Australians are increasingly looking for innovative ways to grow and secure their wealth. With Bitcoin’s unparalleled growth potential and the control offered by self-managed superannuation funds (SMSFs), it’s clear that Bitcoin is more than just a speculative investment—it’s a retirement game-changer.

As Australians increasingly seek innovative ways to grow their retirement savings, investing in Bitcoin through superannuation is gaining popularity.

As of 30 June 2022, Australians had almost $16 billion in lost or unclaimed superannuation, according to the Australian Taxation Office (ATO). This staggering amount is spread across over 6.8 million accounts.

Planning for retirement is more than just accumulating wealth; it’s about preparing for a phase of life that could span decades, marked by changing needs and aspirations. As retirement approaches, many envision spending time with family, traveling, and enjoying financial security in a home they own.

Retirement, once seen as a predictable and stable phase of life, is becoming increasingly uncertain for younger Australians. With rising pension ages, evolving financial realities, and shifting societal norms, the traditional concept of retirement is transforming.

Investing in a concentrated portfolio—where you put the majority or all of your investment capital into a single asset—can be seen as a risky strategy, as it focuses all your resources on one "basket." While this approach is not for everyone, it has the potential to deliver significant rewards when executed with the right asset.

The superannuation system in Australia has long disadvantaged women, leading to a significant gap in retirement savings between men and women. According to the Australian Bureau of Statistics, women retire with 47% less superannuation than men

In early 2020, as the world faced the uncertainty of the COVID-19 pandemic and financial markets tumbled, I found myself re-evaluating my financial strategy. Like many, I had a modest portfolio and limited savings, but the market upheaval highlighted the gaps in my understanding of finance.

For many new Bitcoin users, securing digital assets can seem overwhelming, especially when faced with the complexities of wallet management. One of the most effective ways to enhance the security of your Bitcoin holdings is through multisig wallets and Collaborative Security.

The world of Bitcoin can seem daunting at first, especially when it comes to understanding Bitcoin addresses. But don’t let that intimidate you getting a basic grasp of Bitcoin addresses is crucial for anyone looking to take self-custody of their digital assets.

Superannuation (or ‘super’) is a fundamental aspect of financial planning, particularly when preparing for retirement. Understanding how super works, how to grow your savings, and the investment options available can significantly impact your financial future.

Money has always played a pivotal role in human history, evolving dramatically over time. As a medium of exchange, it allows individuals to store and transfer value in a convenient and efficient way, shaping the economic and social structures of societies.