Scenario Calculator

Model assumptions. Do not outsource judgement.

Same scenario model as the Bitcoin Super app: smooth CAGR on Managed Superfund and Bitcoin Super tracks, optional annual contributions, and post-retirement Transfer Balance Cap (TBC) modelling when you enter profile ages.

Enter inputs manually here. The app fills balance and ages from your watch-only SMSF vault. Not a prediction, recommendation, or retirement plan.

Educational information only. Not financial, tax, legal, SMSF administration or custody services.

Executive desk with calculator, compound growth chart and Sydney harbour view at night

Scenario assumptions

10 years · illustrative only

Enter a starting balance, growth assumptions, and optional contributions. The Bitcoin Super app uses the same presets on your live vault balance. Assumptions & methodology

Presets match the Bitcoin Super app. Illustrative only, not forecasts.

Pre-retirement results

Same scenarios, live from your SMSF vault

The Bitcoin Super iPhone app uses this same scenario model on your watch-only vault balance — no manual starting amount required.

  • Watch-only balance in BTC and AUD from your SMSF vault
  • Australian financial year audit statements with daily AUD valuations
  • Dashboard, Chart, Retirement, Statements and Learn tabs
  • Shares vault configuration with TBA Vault Watcher and Vault Health on the same iPhone

Assumptions & methodology · TBA Vault Apps · TBA Vault Apps — Bitcoin Super · Book a Navigation Call

How to read the result

A large scenario gap does not mean the higher-growth assumption will happen. It means the decision is highly sensitive to time horizon and assumed growth rate.

The larger the allocation and the longer the time horizon, the more important custody and execution become.

Before moving retirement capital, the more important questions are:

  • Can you tolerate the volatility?
  • Can the SMSF hold the asset properly?
  • Can the Bitcoin be withdrawn from the exchange?
  • How will custody, recovery and audit evidence work?
  • What happens if the trustee is unavailable?

Contributions and minimum pension drawdowns are modelled when entered. Tax, fees, volatility path, sequencing risk, custody costs, audit costs, regulatory changes and behavioural errors remain excluded.

The calculator does not answer the custody question.

A spreadsheet cannot secure Bitcoin. If you are considering Bitcoin in an SMSF, map the provider stack, custody model and execution sequence before moving funds.

Next steps

Review assumptions & methodology →
Review the Risk Register →
Understand Bitcoin SMSF custody →