Scenario Calculator
Model assumptions. Do not outsource judgement.
Same scenario model as the Bitcoin Super app: smooth CAGR on Managed Superfund and Bitcoin Super tracks, optional annual contributions, and post-retirement Transfer Balance Cap (TBC) modelling when you enter profile ages.
Enter inputs manually here. The app fills balance and ages from your watch-only SMSF vault. Not a prediction, recommendation, or retirement plan.
Educational information only. Not financial, tax, legal, SMSF administration or custody services.
Scenario assumptions
10 years · illustrative only
Enter a starting balance, growth assumptions, and optional contributions. The Bitcoin Super app uses the same presets on your live vault balance. Assumptions & methodology
Capped at concessional limit $32,500 on both tracks until retirement.
Presets match the Bitcoin Super app. Illustrative only, not forecasts.
Pre-retirement results
Managed Superfund assumption
$0
Under your selected assumptions.
Bitcoin Super assumption
$0
Under your selected assumptions.
Total contributions to retirement
$0
Scenario gap
$0
Difference under these assumptions.
Dashed green: Managed Superfund. Solid orange: Bitcoin Super. Smooth compounding only; not volatility or drawdowns.
After retirement
Projected Transfer Balance Cap (TBC) at retirement: —
Managed Superfund
Bitcoin Super
Still excluded everywhere: tax, fees, volatility path, sequence of returns, custody costs, audit costs, regulatory changes and behavioural errors.
Same scenarios, live from your SMSF vault
The Bitcoin Super iPhone app uses this same scenario model on your watch-only vault balance — no manual starting amount required.
- Watch-only balance in BTC and AUD from your SMSF vault
- Australian financial year audit statements with daily AUD valuations
- Dashboard, Chart, Retirement, Statements and Learn tabs
- Shares vault configuration with TBA Vault Watcher and Vault Health on the same iPhone
App Store: Australia · New Zealand only
Assumptions & methodology · TBA Vault Apps · TBA Vault Apps — Bitcoin Super · Book a Navigation Call
How to read the result
A large scenario gap does not mean the higher-growth assumption will happen. It means the decision is highly sensitive to time horizon and assumed growth rate.
The larger the allocation and the longer the time horizon, the more important custody and execution become.
Before moving retirement capital, the more important questions are:
- Can you tolerate the volatility?
- Can the SMSF hold the asset properly?
- Can the Bitcoin be withdrawn from the exchange?
- How will custody, recovery and audit evidence work?
- What happens if the trustee is unavailable?
Contributions and minimum pension drawdowns are modelled when entered. Tax, fees, volatility path, sequencing risk, custody costs, audit costs, regulatory changes and behavioural errors remain excluded.
The calculator does not answer the custody question.
A spreadsheet cannot secure Bitcoin. If you are considering Bitcoin in an SMSF, map the provider stack, custody model and execution sequence before moving funds.
Next steps
Review assumptions & methodology →
Review the Risk Register →
Understand Bitcoin SMSF custody →