Model Your Scenario
This tool helps you understand how assumptions compound over time. It is not for optimisation — it is for understanding.
This is an illustrative scenario model to help you reason about compounding and outcomes. It is not a prediction, and it does not tell you whether to proceed. It simply shows how different growth rates and time horizons change projected outcomes.
You can edit assumptions below to see how different growth rates and time horizons change projected outcomes.
Standard assumption: All retirement modelling on BitcoinSuper assumes a $200,000 per year lifestyle, adjusted over time for real living costs. This is a deliberate stress test, not a minimum.
Use this for understanding, not optimisation. This model ignores taxes, fees, contributions, and drawdowns. Real outcomes depend on many factors beyond simple compound growth. The model mirrors the architecture — no extra features.
Inputs
Note: This model ignores taxes, fees, contributions, and drawdowns. Use it for understanding, not optimisation. For retirement spending assumptions, see Retirement Architecture.
Results
What this tool is not
Clarity about limitations helps you use this tool appropriately.
Not a prediction
This tool shows how assumptions compound over time. It does not predict future bitcoin prices or traditional fund returns.
Past performance does not guarantee future results. Actual outcomes will differ based on real-world factors this model ignores.
Not financial advice
This calculator is for educational purposes only. It does not constitute personal financial advice.
Decisions about SMSF structure, asset allocation, and retirement planning require professional advice tailored to your circumstances.
Not a complete model
This tool ignores taxes, fees, contributions, drawdowns, volatility, and many other factors that affect real outcomes.
Use it to understand compounding mechanics, not to model your actual retirement outcomes.
Not an optimisation tool
This calculator is for understanding how assumptions compound, not for optimising outcomes. It cannot tell you the "best" strategy or whether a bitcoin SMSF is right for you.
If you're trying to understand structure, start with How Super Actually Works, Bitcoin as Capital, and Retirement Architecture.
Educational information only. BitcoinSuper does not provide financial advice. See full disclaimers →